Amex Platinum Additional Gold Card – Here are the pros and cons of the American Express® Gold Card and the American Express® Platinum Card®, as well as how customers can benefit from holding one card versus the other.

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Amex Platinum Additional Gold Card

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Does It Make Sense To Have Both The Amex Platinum And Gold Cards?

If you’re debating between the American Express® Gold Card and the Platinum Card® from American Express, you probably won’t mind paying the annual fee in exchange for higher earnings and benefits. How much you’re willing to pay – and what you’ll get back – are the questions you need to consider before choosing between these two cards.

American Express is the leading card issuer for luxury features and benefits. Although it’s easy to get distracted by such benefits, it’s important to choose a card based on your actual spending habits and travel goals.

Here are the advantages and disadvantages of Amex Gold Vs. Platinum and who benefits from stacking one over the other. By the end of this article, you will have a better idea of which of the two options is the best option for you.

There are a variety of bonuses, making it easy to get member credits for everyday purchases as well as on trips.

Amex Business Platinum/business Gold: More Massive Offers (targeted)

This also seems to be well received. For these reasons, it is not difficult to approve its average price per year.

After you spend $6,000 on eligible purchases with your new card in the first 6 months. Plus, earn 20% back on the points list on eligible purchases at restaurants worldwide in the first 6 months of membership, up to $100 back. leisure. Offer ends 11/6/24.

20k Membership Rewards Bonus With New Authorized User And $2k Spend [targeted]

Earn 80,000 Membership Rewards® points after you spend $8,000 on eligible purchases on your new card in the first 6 months of membership.

$195 per additional card user (no annual fee for the Companion Platinum card, but these cards don’t include the same benefits)

• 5X points on direct flights with the airline or through American Express Travel®, up to $500,000 in purchases per year (earn 1X points thereafter)

• 4X points on grocery purchases at major US supermarkets, up to $25,000 per year (earn 1X points thereafter)

My Setup So Far… Any Advise?

• $200 annual hotel credit for prepaid bookings at Fine Hotels + Resorts or The Hotel Collection (minimum two-night stay required) through Amex Travel*

• $120 credit card every four years for international immigration or $85 every 4.5 years for TSA PreCheck* **

• $100 Experience Credit when you book a minimum two-night stay with The Hotel Collection by Amex Travel (Experience Credit varies by product)

*To receive these benefits you must download the latest version of the Uber app and select an Amex card as a payment method for your Uber or Uber Eats transactions to redeem Amex benefits with Uber Cash. Amex Benefit can only be used in the United States.

How To Get The Most Out Of The Platinum Card® From American Express

When paying with your American Express card, receive a $120 credit every 4 years for International Entry fees or a $85 statement every 4.5 years for TSA PreCheck® application fees (from a TSA registered provider). Card members approved for international immigration will receive access to TSA PreCheck at no additional cost.

Overall, the Amex Platinum comes out on top. While Amex Gold offers excellent returns with a reasonable annual fee on a variety of special spending options, Amex Platinum offers the opposite.

The Amex Platinum offers a variety of credit card fees that easily offset the annual fee on the card. Benefits like access to the American Express Global Lounge Collection add significantly to the value of this card.

For frequent travelers, it’s hard for other cards to compete with the Amex Platinum. For frequent business travelers, the Business Platinum Card® from American Express (Rates & Fees) is also ideal.

Ultimate Amex Cash Back Strategy W/ Schwab Platinum

The Amex Gold Card has an annual fee of $325, allows you to add up to five authorized users for free, after which the annual fee is $35 per additional card.

In contrast, the Amex Platinum Card charges a minimum annual fee of $695. For authorized users, the annual fee for the Platinum Card Plus is $195 per user. There is no annual fee for the Companion Platinum Card.

However, it is important that the annual fee is not paid at face value. Instead, you should determine the level at which you can afford to pay the annual fee with the benefits of a card, such as a credit card.

This is where you might take the Amex Platinum Annual Fee with a grain of salt: The card has a full list of points worth more than $1,000, plus airport lounge access and elite status results that are more valuable. . So, if you want to max out the credit, you’ll have to pay more than double the annual fee.

Can Someone Tell Me What The Difference Is? Amex Business Gold

When comparing annual fees at face value, Amex Gold comes out as the clear winner. However, as mentioned earlier, the annual fee is much more than it seems.

In general, the higher the price each year, the better the result of the reception. That’s the problem with the American Express Gold Vs. platinum.

The Amex Gold Card has a welcome bonus that is usually around 60,000 points, minimum spend is around $6,000, sometimes promotions can go up to 90,000 points.

In contrast, the Amex Platinum Card typically offers rewards in the range of 80,000 to 100,000 points, with minimum spend between $6,000 and $8,000. Amex Platinum sometimes has support available. 150,000 points.

American Express Gold Card: What Credit Score Do You Need?

If the choice is between one card or the other, you can earn double the points with the Amex Platinum Card, depending on the current reception.

In both cases, you should use the CardMatch tool as well as check Amex’s website for the program. Amex operates a “one welcome card per lifetime” policy, which means it is important to get the most out of your Amex welcome card.

When it comes to earning special spending points, an annual fee doesn’t necessarily mean better value. In fact, the Amex Gold Card is a dark horse in this regard.

Amex Platinum offers more than Amex Gold, getting you up to 5X points per dollar spent on some of its rewards. When it comes to booking flights directly with the airline or booking prepaid hotels through amextravel.com, the Amex Platinum should be your card of choice.

Platinum Upgrade Offer: 5x Categories + 75k Points [targeted]

However, the spending benefits of the Amex Platinum are limited in terms of performance compared to the Amex Gold Card. This makes it difficult to commit fraud on membership points on everyday spending with the Amex Platinum Card.

In contrast, the Amex Gold will earn you 4X points per dollar spent at major US retailers (up to $25,000 per year; earn 1X points after that). You’ll also get 4X points at international restaurants (up to $50,000 per year, 1X thereafter), plus shipping and handling in the US, and 3X points on flights booked through amextravel.com or directly with the airline.

Considering that the average American family spends $9,343 per year on food both at home and out, paying bills on the Amex Gold Card will cost 37,372 points per year. From this, daily usage points are obtained.

Plus, you’ll also get extra points on qualifying flight deals, making the card best for balancing daily and travel expenses.

Amex Gold Card Vs. Delta Gold Card [detailed 2024 Comparison]

Just remember that Amex is strict with its terms at restaurants and supermarkets. Grocery stores, convenience stores, warehouse organizations, and food services are not considered supermarkets. Similarly, restaurants found in other commercial buildings are excluded. This includes hotel restaurants, casinos, bars, nightclubs, cafeterias, supermarkets, grocery stores, caterers, theater clubs, breweries, bakeries, meeting venues, and convenience stores.

Amex Gold leads the way when it comes to earning points on a wide range